The PIRP Ecosystem
Four components. One connected system.
PIRP is more than a questionnaire. The ecosystem connects investors, financial institutions, platform operators, and regulators through a structured, transparent, and auditable infrastructure — with the investor at the center and in control throughout.
Mobile Application
For investors
Institution Portal
For banks & brokers
Administration Platform
For platform operators
Regulatory Portal
For regulators
The Four Domains
Each component serves a different stakeholder.
The PIRP ecosystem is designed around the distinct needs of each participant. Every domain has a clear role, a defined audience, and a specific set of responsibilities.
Consumer Domain
Mobile Application
For investors
The investor-facing mobile application is where individuals create and own their PIRP risk profile. It is the entry point to the ecosystem and the control centre for every sharing decision.
Profile creation
Complete the standardized investment risk questionnaire once, at your own pace.
Sharing controls
Review and approve every institution request before granting access to your profile.
Access history
See a full log of who accessed your profile, when, and for what purpose.
Profile updates
Update your profile as your circumstances change. Changes are reflected across all active sharing permissions.
Financial Institutions Domain
Institution Portal
For banks, brokers & advisors
The web portal used by financial institutions to request access to investor profiles and integrate standardized PIRP data into their onboarding, advisory, and compliance workflows.
Profile access requests
Submit access requests to investors directly through the platform. Requests are transparent and investor-approved.
Suitability integration
Receive standardized, structured profile data that integrates cleanly into existing suitability and advisory workflows.
Ongoing profile updates
With investor consent, receive automatic notifications when a shared profile is updated.
Compliance reporting
Access structured audit records to support internal compliance reviews and regulatory reporting.
Platform Operations Domain
Administration Platform
For platform operators
The operational back-end where PIRP administrators govern the assessment methodology, manage institutional onboarding, and maintain the integrity of the platform.
Methodology governance
Define and maintain the standardized scoring model and questionnaire framework used across all profiles.
Institution onboarding
Approve and configure the participation of financial institutions in the PIRP network.
Platform configuration
Manage platform-wide settings, access rules, and operational parameters.
Analytics & monitoring
Monitor platform activity, profile volumes, and sharing patterns to ensure system health.
Oversight Domain
Regulatory Portal
For regulators & supervisors
A dedicated interface giving regulatory authorities structured visibility into risk profiling practices, access records, and methodology documentation — supporting investor protection and market integrity.
Audit trail access
Review a complete, tamper-evident log of every profile access event across the platform.
Methodology transparency
Access full documentation of the scoring model and questionnaire framework used to generate profiles.
Market-wide monitoring
Gain structured visibility into how financial institutions use investor risk profiles across the market.
Compliance verification
Verify that investor profile sharing adheres to consent requirements and regulatory standards.
How the System Works
The investor is always at the centre.
PIRP connects four components through a structured data-sharing model. The investor initiates the process, controls every access decision, and retains ownership of their profile throughout.
Investor
Creates a PIRP profile
The investor completes the standardized risk questionnaire once via the PIRP mobile app. The resulting profile is evaluated using a consistent methodology and stored under the investor's ownership.
Financial Institution
Requests access
A bank, broker, or advisor submits a profile access request through the Institution Portal. The request is forwarded to the investor for review — no data is shared without explicit consent.
Investor
Reviews and approves
The investor receives the request in the mobile app and decides whether to grant access. They can approve once, grant ongoing access, or decline entirely. This decision is always reversible.
Financial Institution
Receives read-only profile data
Once approved, the institution receives structured, standardized profile data via the Institution Portal. Access is read-only. The investor retains ownership and can revoke access at any time.
Platform & Regulators
Audit trail is generated
Every access event is logged automatically. The Administration Platform and Regulatory Portal maintain a complete, tamper-evident audit trail — visible to the investor, the platform, and regulatory authorities.
Core principles
Investor-controlled
Every sharing decision originates with the investor. No institution can access a profile without explicit approval.
Portable
The same profile can be shared with any participating institution. Investors complete the questionnaire once — not once per institution.
Standardized
All profiles are generated using the same methodology. Institutions receive consistent, comparable data regardless of the investor's previous institution.
Auditable
Every access event is recorded. Investors, platform operators, and regulators all have visibility into who accessed what and when.
The result
One profile. Owned by the investor.
Shared on the investor's terms. Visible to regulators. Always under your control.